Business

Feature Roadmap

Download App

Send USD to NayaPay Instantly for Free

Get Funds in Minutes, Not Days

You send exactly

USD

$1,000.00

Total amount we'll convert

$1.00 = PKR —

Live Rate

Recipients gets

PKR

Open Your USD Account

Send with Zero Fees

Get Funds in Minutes, Not Days

Send with Zero Fees

Send USD to PKR

Instantly for free

You send exactly

USD

$1,000.00

Total amount we'll convert

$1.00 = PKR —

Live Rate

Recipients gets

PKR

Open Your USD Account

Why Send with Elevate Pay and NayaPay

Built for NayaPay users who want a faster, more transparent way to move USD to PKR.

Pay $0 in transfer fees when you send USD to NayaPay

PKR arrives in your NayaPay wallet within minutes

Enjoy transparent, market-leading FX rates

Use your NayaPay statement as proof of address during sign-up for faster approval

Open Your USD Account

Send USD to Pakistan with Confidence

Instant USD → PKR

USD converts and lands in your NayaPay wallet within minutes, any time you send.

Instant USD → PKR

USD converts and lands in your NayaPay wallet within minutes, any time you send.

Instant USD → PKR

USD converts and lands in your NayaPay wallet within minutes, any time you send.

Zero Fees

Pay $0 in transfer fees when you send USD to NayaPay during the campaign.

Zero Fees

Pay $0 in transfer fees when you send USD to NayaPay during the campaign.

Zero Fees

Pay $0 in transfer fees when you send USD to NayaPay during the campaign.

Zero Fees

Pay $0 in transfer fees when you send USD to NayaPay during the campaign.

PRC 9186 and 9471

Each transfer generates a PRC for formal remittance documentation. The purpose code depends on the flow used: 9186 for salary transfers and 9471 for home remittance transfers.

PRC 9186 and 9471

Each transfer generates a PRC for formal remittance documentation. The purpose code depends on the flow used: 9186 for salary transfers and 9471 for home remittance transfers.

PRC 9186 and 9471

Each transfer generates a PRC for formal remittance documentation. The purpose code depends on the flow used: 9186 for salary transfers and 9471 for home remittance transfers.

Know exactly what you need to get approved

Source of Funds

Proof of Address

ID Verification

Approval

Tell Us How You Earn

We just need a quick document that shows how you receive income.

Accepted documents include but not limited to:

Earning Statement from Freelancing Platforms

Signed Contract for Remote Job

Valid PSEB Certificate

Source of Funds

Proof of Address

ID Verification

Approval

Tell Us How You Earn

We just need a quick document that shows how you receive income.

Accepted documents include but not limited to:

Earning Statement from Freelancing Platforms

Signed Contract for Remote Job

Valid PSEB Certificate

Source of Funds

Proof of Address

ID Verification

Approval

Tell Us How You Earn

We just need a quick document that shows how you receive income.

Accepted documents include but not limited to:

Earning Statement from Freelancing Platforms

Signed Contract for Remote Job

Valid PSEB Certificate

Know exactly what you need to get approved

Tell Us How You Earn

We just need a quick document that shows how you receive income.

Accepted documents include but not limited to:

Earning Statement from Freelancing Platforms

Signed Contract for Remote Job

Valid PSEB Certificate

Confirm Your Address

Upload a recent document that clearly shows your name and current address.

Accepted documents include:

NayaPay statement and Payoneer/Wise statement

Utility bill (electricity, gas, water, or internet)

Government-issued ID (National ID, CNIC, passport, or driving license)

Local bank or credit card statement

Lease or rental agreement in your name

Insurance document (home, health, or car)

Verify It’s You

Upload one valid government issued ID to complete verification.

Accepted IDs:

Passport

CNIC

CNIC in Urdu

Start Receiving USD

Once approved, your USD account is issued and ready to receive payments.

You can receive USD from:

Fiverr, Upwork, and other freelancing platforms

Deel, Remote, Gusto, and similar platforms

US-based employers

US-based clients

Every Platform You Work With, Supported

Proz

Remote

Getontop

Toptal

Remotepass

Bugcrowd

Cobalt

Peopleperhour

Guru

How to send money
to NayaPay

Step 1

Sign in and Tap on “Send Money”

Step 2

Tap “New” to Add Payee

Tap New (+) in the bottom right → select Pakistan from the country list

Step 3

Select NayaPay

Select NayaPay from the available transfer options in your region

Step 4

Add Account Details

Enter your NayaPay account information. Recipient's name must match with their official ID

Step 5

Send money with no fees

At last, enter your transfer amount and send → funds arrive instantly, zero fees.

Step 6

Receive funds in minutes

The PKR amount arrives in your NayaPay wallet within minutes, 24/7.

Frequently Asked Questions

Do I pay any fees to send USD to NayaPay?

No. During this campaign, you pay $0 in transfer fees when sending USD from your Elevate Pay USD account to NayaPay.

How fast will the PKR arrive in my NayaPay wallet?

Transfers are processed instantly, and PKR is delivered to the recipient’s NayaPay wallet within minutes.

Do I need an Elevate Pay account to send money to NayaPay?

Yes. You need an approved Elevate Pay USD account to send USD to NayaPay. Once approved, you receive full USD account details to start receiving and transferring funds.

Can I use my NayaPay statement for account approval?

Yes. NayaPay statements can be sumbitted as proof of address during the sign up process.

Will I receive a PRC for NayaPay transfers?

Yes. Each transfer to NayaPay generates a PRC for formal documentation in Pakistan. The purpose code depends on the flow you choose: Salary transfer flow: PRC is issued with purpose code 9186 Home remittance flow: PRC is issued with purpose code 9471

How do I get my PRC?

Email at prc@nayapay.com with the following details: 1. Amount 2. Transaction date 3. Remitting entity 4. Transaction ID / STAN number 5. NayaPay IBAN number

Freelancers Trust Elevate Pay

Trusted by professionals earning in USD across global platforms.

Effortless and Secure Money Transfers! Elevate Pay exceeded my expectations! Their money transfer process is incredibly fast, often completing transactions quicker than the expected timeframe. I was impressed by the level of security they offer, which gave me peace of mind during every transaction. Setting up my account was a breeze, and the entire registration process was straightforward and user-friendly.
Zeeshan
I have been using the service since March. The app has a simple user interface and instant notifications on all transactions. Finally, a payment platform that allows me to receive payments and purchase services via a virtual debit card. And, I can send the money to my home country as well. By the way, this service only caters to remote professionals.
Rowan
The customer support is great. Replies within minutes. They helped me a lot when applying for an account. Transaction in any country has not been a problem since I started using this.
Nazmul Islam Ananto
I have been using their services since the beta stage, and It's great; I only hope they will add receiving USD through wire transfers "SWIFT" in the near future.
Mohamed Hesham
Elevate pay is a blessing, I have used it multiple times to receive payments, but there are many missing features, adding invoicing and multiple currency accounts will only add more value.
Mir Hamza Baloch
Video editor
I've been using Elevate Pay for the past year and it's been a game-changer for my freelancing business. The invoicing feature is super easy to use and I get paid much faster now. Plus, the Elevate Pay card is a convenient way to manage my expenses. Highly recommend!"
Muhammad Mudasssir Qureshi
Graphics Designer | Data Visualization Expert
Convenient ransfers and receiving! Great Exchange rates! Good Customer Support! FDIC Insured! Overall best wallet for remote workers!
Dr Haddy
I’ve received several payments through ElevatePay, and overall, it’s been a great and reliable platform. I haven’t faced any issues so far.
Hassan Usman
ElevatePay really solved that problem for me. It’s super convenient, and everything just works smoothly. I love how simple it is to use, even for someone like me who isn’t a payment expert. The whole process is clear, fast, and I always feel like my money is safe.
Numan Rasheed
Blogger
The BEST fintech solution I use to send, receive, and manage USD. Their fees are so low and their exchange rates are great! I'd 100% recommend Elevate Pay to anyone looking for a similar solution.
Nafis Hossain
CEO, Brevian
I'm extremely satisfied with Elevate Pay’s service — everything was smooth, professional, and hassle-free. Their support team is responsive, and the entire experience with the Beta Version exceeded my expectations. I truly appreciate their efficiency and reliability. Highly recommended!
Sabir Khan
WordPress Developer, Top Rated Plus Freelancer on Upwork
Elevate Pay has been a game changer for me—consistently offering the best exchange rates with zero incoming ACH fees. Reliable, efficient, and cost-effective. Highly recommend.
Hasan Shahid
QuickBooks ProAdvisor
Elevate Pay has been a game-changer for my freelance business. As a top-rated game developer on UpWork, I deal with multiple clients and payments across borders. Elevate Pay's seamless and secure transactions have saved me time and reduced stress. I highly recommend their services for fast, reliable, and hassle-free payments.
Zain Ul Abideen
Top-Rated Game Developer, UpWork

Effortless and Secure Money Transfers! Elevate Pay exceeded my expectations! Their money transfer process is incredibly fast, often completing transactions quicker than the expected timeframe. I was impressed by the level of security they offer, which gave me peace of mind during every transaction. Setting up my account was a breeze, and the entire registration process was straightforward and user-friendly.
Zeeshan
Elevate pay is a blessing, I have used it multiple times to receive payments, but there are many missing features, adding invoicing and multiple currency accounts will only add more value.
Mir Hamza Baloch
Video editor
I've been using Elevate Pay for the past year and it's been a game-changer for my freelancing business. The invoicing feature is super easy to use and I get paid much faster now. Plus, the Elevate Pay card is a convenient way to manage my expenses. Highly recommend!"
Muhammad Mudasssir Qureshi
Graphics Designer | Data Visualization Expert
Convenient ransfers and receiving! Great Exchange rates! Good Customer Support! FDIC Insured! Overall best wallet for remote workers!
Dr Haddy
I’ve received several payments through ElevatePay, and overall, it’s been a great and reliable platform. I haven’t faced any issues so far.
Hassan Usman
ElevatePay really solved that problem for me. It’s super convenient, and everything just works smoothly. I love how simple it is to use, even for someone like me who isn’t a payment expert. The whole process is clear, fast, and I always feel like my money is safe.
Numan Rasheed
Blogger
The BEST fintech solution I use to send, receive, and manage USD. Their fees are so low and their exchange rates are great! I'd 100% recommend Elevate Pay to anyone looking for a similar solution.
Nafis Hossain
CEO, Brevian
Elevate Pay has been a game changer for me—consistently offering the best exchange rates with zero incoming ACH fees. Reliable, efficient, and cost-effective. Highly recommend.
Hasan Shahid
QuickBooks ProAdvisor