Upwork fee calculator
See what Upwork’s new $2.99 withdrawal fee costs you each month and each year, and what the same withdrawals cost through Elevate Pay.
What changed on September 1
Upwork now charges $2.99 per U.S. bank withdrawal
For freelancers with a tax address outside the U.S., every Direct to U.S. Bank withdrawal costs $2.99 since September 1, 2026. It used to be free.
Elevate Pay credits it back
Receive $500 or more from Upwork into your Elevate Pay account in a calendar month and one $2.99 reward lands in your account, shown as a reward transaction.
Nothing else changes
Same Upwork service fee, same U.S. account details on Upwork, and zero fee to receive into Elevate Pay.
What fees does Upwork charge?
Upwork takes a service fee of 0% to 15% on each contract. You'll see the exact rate before you apply, and it stays fixed for that contract. There are two other costs to plan for: Connects, which you spend to send proposals, and whatever it costs to move your earnings out. With an Elevate Pay account, you receive your earnings in USD.
