How to Create a bKash Account? Simple 8-Step Guide

Create a bKash account
Create a bKash account
Create a bKash account
Mesan Ali

Nov 10, 2024

Nov 10, 2024

3 min read

3 min read

bKash is a mobile financial service in Bangladesh that paves the way to digital financing for the country's unbanked and underbanked. It lets users make digital transactions, including money transfers, bill payments, and mobile recharges. In a country where many people cannot access traditional banking services, bKash provides a convenient way to manage their finances using their mobile phones.

If you are located in Bangladesh and looking to create a bKash account, we have you covered. In this guide, we will walk you through the steps of creating your bKash account and talk about all types of accounts offered by bKash. 

Here’s a simple step-by-step guide to creating a bKash account from the comfort of your home:


  1. Download the bKash App

Start by downloading the bKash App using your App or Play Store. 


  1. Tap ‘Register’

Once you open the app, you’ll see the button that says ‘Login/Register.’ Tap the button to Proceed. 


  1. Verify Your Number

Enter your mobile number, select your mobile operator network, and you will receive a verification code via SMS. Enter the code to complete your phone number verification. 


  1. Agree to The Terms and Conditions

The next step is to read and review the terms and conditions bKash has laid out. You can either read or just tap ‘agree’ to continue. 


  1. Submit NID Picture

Now, you will be required to take a picture of the front and back of your NID. You need to use the original NID and ensure all the information is readable when taking the picture. After you submit the picture, review the information and proceed. 


  1. Submit a Selfie

The next step is to photograph your face with your phone’s camera. Make sure you align your face with the boundaries shown in the camera app by bKash. 


  1. Await Final Verification

Once you’ve submitted all the information, bKash will take up to 48 hours to send you the final verification SMS. 


  1. Setup Your PIN

Once you receive the verification SMS, you have 72 hours to set up a PIN code for your bKash login. Once you do, you’re all set to sign in and start using bKash. 

Pair bKash with Elevate Pay For a Better Experience

For residents in Bangladesh, there are many ways to receive funds locally in your bKash account. But what about those who earn an international income? This is where Elevate Pay comes in.

Elevate Pay offers freelancers and remote workers in Bangladesh a free USD account provided by Bangor Savings Bank. Sending money home doesn’t get better than this. The best FX rates, no conversion fees, and a flat fee of $1.50 for all transactions. More importantly, Elevate Pay seamlessly pairs with bKash, allowing you to send USD to your bKash account with just a few taps. 

Pros and Cons of Creating a bKash account

Pros:

  • bKash provides financial services to individuals without bank accounts, promoting financial accessibility.

  • Users can perform transactions using their mobile phones, making sending and receiving money anytime, anywhere convenient.

  • There is a large network of agents for cash-in and cash-out services.

  • Transactions are typically processed instantly, allowing for immediate transfers.

  • Transaction fees are often lower than traditional banks, especially for small transfers.

  • bKash offers multiple services, including bill payments, mobile recharges, and merchant payments.

  • The app and service are designed to be easy to navigate, even for those with limited tech experience.


Cons:

  • bKash primarily focuses on domestic transactions and has limited capabilities for international transfers.

  • While cash-in is often free or low-cost, withdrawing cash can incur fees.

  • There may be limits on the amount that can be sent or received, which can be restrictive for bigger transactions.

  • The quality of service can vary depending on the agent, which may lead to inconsistent experiences.

If you’d like to send money home, Elevate Pay and bKash have an exciting partnership. You can save your international earnings to your Elevate Pay USD account and send money home to a bKash account with minimum fees, the best FX rates, and a simple process.

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© 2024 Elevate Pay. Bloom Financial Technologies Inc trading as Elevate Pay is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass through FDIC insurance coverage is subject to certain conditions.

© 2024 Elevate Pay. Bloom Financial Technologies Inc trading as Elevate Pay is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass through FDIC insurance coverage is subject to certain conditions.

© 2024 Elevate Pay. Bloom Financial Technologies Inc trading as Elevate Pay is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass through FDIC insurance coverage is subject to certain conditions.